BLUE COLLAR
Insurance Services
General Liability
Protects your business from a variety of claims including bodily injury, property damage, personal injury and others that can arise from its business operations. This is third party coverage that is triggered in the event of a lawsuit. In most cases we can get you a certificate in just a few hours.
Worker's Compensation
Workers' Compensation Insurance can pay for three things when an employee is injured at work: medical bills, recovery costs, and partial missed wages. If an employee dies, Workers' Compensation can cover funeral costs and benefits to the worker's family. Depending on state laws and contract requirements, you may need this policy to cover employees, contractors, freelancers, or even yourself.
Builder's Risk
Also known as course of construction insurance, Builder's Risk is a specialized type of property insurance that helps protect buildings under construction. It’s essential in helping protect construction projects and will serve as the backbone of a successful risk management program. A Builder’s Risk insurance policy helps protect your construction projects from certain kinds of property damage. It can also help cover additional soft costs, or expenses not directly related to construction, if property damage causes a delay.
Contractor's Bond
A contractor's bond is a legally enforceable contract binding together three separate parties. The construction professional buying the bond acts as the principal. The entity requiring the contractor to be bonded acts as the obligee, the company issuing the bond and guaranteeing the contractor's obligation acts as the surety. If a contractor fails to fulfill the bond's terms, then the obligee can make a claim on the contractor bond as a way to gain compensation for any damages.
Commercial Auto
Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles. Commercial auto insurance isn’t just for industrial vehicles like semis or dump trucks. For example, businesses that use a car to run errands, carry tools or transport clients might also need a commercial auto policy.
Inland Marine
Inland Marine insurance is property coverage for material, products or equipment that moves or is transportable. The types of property typically covered by inland marine insurance include a wide array of specialty equipment and materials used for business. For example: Computer systems and personal computers,
Construction/contractor equipment,
Medical and scientific equipment,
Cargo/items for delivery
Tools etc.